pluvia Open the claims desk
A sea of clouds at sunset, lit gold from below.

Pluvia does the work behind the payout.

Our claims agent investigates rainfall and follows through on the decision.

Open the claims desk
Farm plots seen from high above, a small field station among them, a storm on the horizon.

GroundPluvia works out which rainfall records to pull, then writes the queries to get them.

The field station at dusk, its window lit, dry maize all around, a storm raining far off.

RecordIn Lagos, the gauge reported just 10 of 31 days. Pluvia checked the missing days.

A claims officer at his desk as a storm bursts the window open and papers fly.

StormPluvia takes on the record checking that used to keep a claims officer at this desk.

A rain gauge on a concrete plinth. A weather satellite.

OverheadPluvia compares gauge and satellite rainfall with past years, then shows how the records support the decision.

CheckedIn Lagos, we paid ₦383,333 after checking a record that would have triggered the full insured amount.

FairPluvia carries out the next steps and keeps the farmer group informed.

  • A farmer shading her eyes over a field of dead maize.

    Pay

    We release the approved payment and write to the farmer group.

  • A farmer in her dry field while rain falls on a distant hill.

    Pay anyway

    We get the farmer group paid even when a faulty gauge initially ruled out payment.Kitale, Kenya. Gauge 147.3 mm, satellite 128.0 mm. Paid ₦14,088.05.

  • An officer kneels to touch the soil while the farmer points down the row.

    Inspect

    Pluvia sends an inspector with exact dates and reads their report before a claims officer approves closure.Teresina, Brazil. 612 missing days, 534 reported zeros.

  • A farmer smiling in tall green maize after rain.

    Do not pay

    A claims officer signs every refusal before we tell the farmer group the outcome.

The same field after rain, the maize tall and green.

MemoryWe learn more about a station with every case. That gives the next investigation a head start.

The field station at dusk after the rain, the maize green.

Put Pluvia to work on your next claim.

Open the claims desk

Updated 27 October 2026 · Not legally reviewed